See if a HomeReady mortgage is in the picture for you.

This could be the affordable load you’ve been looking for. HomeReady by Fannie Mae offers expanded eligibility for creditworthy borrowers whose financial challenges may have made buying a home seem like an impossibility in the past.

Features and Benefits

  • Low down payment options available

  • Income from a household member (extended family) may help a borrower qualify

  • Gifts, grants, and Community Seconds can be used as a source of funds for down payment and closing costs (1-unit properties only)

  • Non-occupying co-borrowers may be able to assist with the home purchase

  • Additional sources of income could help qualify a borrower, e.g., rental payments from a basement apartment

  • Mortgage insurance lower than most conventional loans

Start the Process today!